Would you be willing to bet $300 of your own money that your home is worth what you think it is? Unless you're ultra-competitive and will bet on pretty much anything, my guess is your answer would be a resounding "No!" When you go to buy a home, or refinance your existing home, that's exactly what you'll be doing in most cases. This is one of the lesser known and most common mortgage ripoffs that occur because people outside the industry don't know better. Knowing this and other mortgage … [Read more...]

HSP delivered as it should be ? Workplace health and safety - all employers have a duty of care as regards the health and safety of their workers , documented legal and unwritten moral codes underpin these responsibilities. The laws around health and safety are becoming more pronounced. Term like corporate manslaughter are surfacing, putting more personal responsibility on the shoulders of the employer. HSP Superstores deliver general health and safety training that will allow management … [Read more...]